Currency Converter

Convert between 50+ currencies with live exchange rates. Enter any amount, select your currencies, and get instant results. No sign-up required.

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Exchange rates are for reference only. Check with your financial institution for actual rates.

Popular Currency Conversions

Conversion	Description
USD to EUR	US Dollar to Euro
GBP to USD	British Pound to US Dollar
USD to JPY	US Dollar to Japanese Yen
EUR to GBP	Euro to British Pound
USD to CAD	US Dollar to Canadian Dollar
AUD to USD	Australian Dollar to US Dollar

Understanding Exchange Rates

Mid-market rate: The rate shown is the mid-point between the buy and sell rates in the global currency market. This is the fairest rate, but banks and money transfer services add their own markup.

Spread: The difference between the mid-market rate and the rate you actually get. Banks typically charge 1–3% spread, which can add up for large transfers. Specialist services often offer better rates than traditional banks.

Floating vs. fixed: Most major currencies (USD, EUR, JPY, GBP) have floating rates determined by the market. Some countries peg their currency to another (e.g., Saudi riyal to USD) at a fixed rate.

When to convert: Exchange rates fluctuate constantly. For small amounts, timing matters less. For large transactions, monitor rates over time and consider using a limit order to lock in a target rate with some services.

Frequently Asked Questions

How do I convert USD to EUR?▾

Enter the amount in USD, select "US Dollar" as the From currency and "Euro" as the To currency. The converter will show you the equivalent amount in EUR based on current exchange rates. For example, $100 USD converts to approximately €92 EUR (rate varies daily).

How often are exchange rates updated?▾

Exchange rates are updated every hour from open.er-api.com, which provides rates based on foreign exchange market data. Rates are cached for 1 hour to balance freshness with performance. The last update time is displayed below the conversion result.

Which currencies are supported?▾

This converter supports 50+ major world currencies including USD, EUR, GBP, JPY, CHF, CAD, AUD, CNY, INR, and more. It covers currencies from the Americas, Europe, Asia Pacific, Middle East, and Africa. Check the dropdown menus for the full list.

Are these the rates banks use?▾

No. The rates shown are mid-market interbank rates — the midpoint between buy and sell rates on the global currency market. Banks and payment providers add a markup (spread) to these rates, so you'll receive slightly less when exchanging money. Always check your financial institution's rate before making a transaction.

What is the exchange rate formula?▾

Exchange rates are quoted as pairs: for example, USD/EUR = 0.92 means 1 US Dollar equals 0.92 Euros. To convert, multiply your amount by the exchange rate: $100 × 0.92 = €92. When converting in reverse (EUR to USD), divide by the rate: €100 ÷ 0.92 = $108.70.

Why do exchange rates change?▾

Exchange rates fluctuate constantly based on supply and demand in the foreign exchange market. Factors include interest rates, inflation, economic performance, geopolitical events, and central bank policies. That's why live rates are important — even small changes matter for large amounts.